goFIN™ Loan Origination System is a comprehensive loan origination software tool with inbuilt capabilities to controls and automates various business processes/activities performed during loan processing, Business Process Optimization and it supports entire origination lifecycle of loan right from customer on boarding till pre-disbursal.

Though the system has pre-defined process workflows & stages like Details Data Entry (DDE), Pre-Underwriting, Underwriting, Sanction & Compliance Check (Pre-Disbursement Initiations) However, with highly configurable capabilities of the system business can define their own custom stages and workflows in line with their own business need. System also has the capabilities like Dedupe engine, pre-configured APIs like CIBIL, NSDL, and UIDAI etc., allows online credit evaluation with an interface with various credit rule engine to automatic credit evaluation of the loan application and processing. It can also generate reports CAM & Loan Amort Schedule etc.

goFIN™ Loan Origination System supports both cloud and on premise deployments and available on various open source platform like middleware & Databases to save high upfront capital expenditure.

goFIN™ Loan Management is an advanced optimized and cost effective loan servicing software tool for banks and other financial institutions that enhance the loan management operations & Customer Service Excellence.

The system is highly configurable to configure various rules and policies which allows NBFCs and Banks to provide various Repayment Options Including Interest Holidays etc., Multi Party/Instrument Loan Disbursal, Multiple Billing Cycle management, Configure CBC, Late Payment Charges & Penalties, Loan Re-scheduling, Loan Re-structuring, Pre-Closure, Settlement, Write-off, Part Pre-Payment, Delinquency Management, Asset Classifications, NPA Provisioning, Repo Marking, GL Mapping, Loan Cancellation etc.

The solution offers Straight through Processing (STP) for majority of the loan operational transactions such as instalment change, tenure change, due day change, part pre-payment, rate type conversion and more, which helps in automating many vital functions in the loan servicing lifecycle.

goFIN™ Loan Management supports both cloud and on premise deployments and available on various open source platform like middleware & Databases to save high upfront capital expenditure.

goFIN™ Collection System is a customer centric, web based and workflow driven solution that allows NBFCs & Banks and other financial intuitions to manage, monitor and control delinquent loan accounts while automating the loan collections management framework. goFIN™ Collection System is capable of managing collections for delinquent as well as pre-delinquent portfolio by utilizing analytics feed in overall strategy for collections. The collections stack also includes a mobile loan collections solution for field collectors to reach out to customers where they are and completely digitize the last mile collections function.

The solution empowers the NBFCs & Banks to define strategies for portfolio classification, allocation and follow-up actions. Workflow driven dedicated legal collection module supports end to end litigation activities, repossession and sale of assets and settlements.

goFIN™ Collection System also helps the call centre with its capabilities to create & classify queues and automatically assigning these queues (through configurable rules) to collection team, external agencies, Tele-Callers for the payment follow-ups and update status.

goFIN™ Collection System supports both cloud and on premise deployments to save high upfront capital expenditure. For better user experience and goFIN™ Collection System is being made available on both mobile app and Web Access.

goFIN™ Collection System is a customer centric, web based and workflow driven solution that allows NBFCs & Banks and other financial intuitions to manage, monitor and control delinquent loan accounts while automating the loan Customer Service management framework.

goFIN™ Collection System is a customer centric, web based and workflow driven solution that allows NBFCs & Banks and other financial intuitions to manage, monitor and control delinquent loan accounts while automating the CRM management framework.